4 Point Inspection
4 Point Insurance Inspection
Some insurance companies require 4 Point Inspections for older homes to assess their maintenance and major system functionality. This inspection focuses on the major systems of the home, making sure they are in good working condition. The roof is checked for durability and signs of damage, while the electrical system is evaluated for safety and compliance with modern standards. The HVAC systems are inspected for efficiency and proper functioning, and the plumbing system is examined for leaks and potential hazards. This thorough assessment helps insurance companies determine the risk associated with insuring older homes and make informed decisions regarding coverage and premiums.